Top 5 tips for planning your savings strategy

Setting financial goals (and sticking to them) can play a big role in helping you achieve the retirement lifestyle you want. Here are our top tips for checking you’re on track:

1. Check you are in the right investment option
   You could be missing out on a significant amount of money over your lifetime by staying in the default Balanced fund. The NZAS Retirement Fund offers members a choice of four investment options so you can choose an investment option (or mix) to suit your personal situation.
    
2. Speak with a financial adviser about your personal financial goals
   To find an authorised financial adviser, visit the Financial Markets Authority website www.fma.govt.nz
    
3. Login to the Fund website (www.realsuper.superfacts.co.nz)
   Check your contact details are correct and update your communications preferences if these have changed.
    
4. Read the Fact Sheets about topics which interest you
   Also revisit the Product Disclosure Statement to familiarise yourself with the options available to you.
    
5. Use the sorted.org.nz retirement planner tool
   The tool may help you save and see whether you’re on track financially for the retirement lifestyle you want.